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RISK MANAGEMENT BLOG

Retail with Risk: How Does Your Business Compare to Industry Averages?

As a business owner, it is vital to ensure that you are properly covered in case anything goes wrong with your operations. As a retailer, you must be prepared for theft, liability claims, and accidents. But how much insurance do you really need? How much should your average payout be, and how often should these incidents really be occurring? Take a look to see how your business compares to retailer averages.

Topics: Retail Risks slips trips and falls Retail Claims Management product liability theft risk retail industry average retailer costs average retailer losses

Most Common Types of Claims Facing Retailers

Operating any size business whether it be a small local shop to a large retailer can be costly. Your business could end up having to close its doors as a result of having to pay out the cost of an insurance claim. As a retailer it is essential to both be aware and prepare for the biggest types of insurance claims facing your industry.

Topics: Retail Claims Retail Risk Claims Management Retail Claims Management

3 Steps to Reduce the Frequency and Severity of Liability Claims

Slips, trips, and falls are a common cause of liability claims affecting organizations. These occurrences can range from minor incidents to major claims that can involve multi-million dollar lawsuits. It’s unlikely to completely avoid these types of potential accidents, but it is possible to take precautions that will help in reducing the frequency and severity in case of an event. 

Topics: risk management slips trips and falls Claims Management Retail Claims Management EHS injury claim injury claims Environmental Health and Safety health and safety environmental risk management

Interview with Retail Risk Expert, Joe Hardy

On our recent webinar, “Risk Management Best Practices for Retail”, we sat down with Joe Hardy, a veteran of risk management in retail, to get his thoughts on where the industry is going.  As always, Joe’s answers were extremely valuable and we decided to compile the interview portion of the webinar into a blog post.  If you’d like to learn more about risk management in the retail industry, click here to see our Top 10 Risk Management Tips for Retailers!

Topics: ClearRisk Retail ERM Retail Claims ClearRisk Inc. retail risk management Retail Risk Retail Claims Management

Top 10 Retail Risk Management Tips

 Top 10 Retail Risk Management Tips

In our recently released “Top 10 Risk Management Tips for Retailers”, we looked at som the common challenges and risks facing risk managers in the retail industry, and the top 10 tipsto combat this challenges.  With the volatility of today’sfinancial envir onment, increase in natural disasters, and explosion of technology, it is extremely difficult to narrow it down to just 10 tips.  But as any risk manager would triage his or her organization’s risks, we triaged our list as well.

Below you will find a sample of two of the tips from our list.

Topics: Retail ERM Claims and Risk Management for Retail Retail Risks risk management affordable risk management retail risk management Retail Risk Claims Management Retail Claims Management

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